Ping An Orange (Direct Bank) is an Internet banking business launched by Ping An Bank, which provides financial services to users through the Internet. For example, an orange bank account can be opened directly online, and you only need to provide your personal name, ID number and common mobile phone number online. On Ping An Orange, users can also invest in wealth management to gain income. Ping An Bank, the full name of Ping An Bank Co., Ltd., is one of Chinese mainland 12 national joint-stock commercial banks. Headquartered in Shenzhen, China, its products and services include retail business, credit card business, corporate business, international business, basic platform, unsecured loans and outstanding business. Ping An Bank's shareholders include China Ping An and its holding subsidiaries, and its foreign investments include Wuhan Gangdian Co., Ltd., Ping An Finance Co., Ltd., National Financing Guarantee Fund Co., Ltd., Shenzhen Zhaotong Investment Co., Ltd. and Yongan Property Insurance Co., Ltd. ..: 1. The bank is one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities. Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, supervise and manage financial institutions and even specialized financial institutions in the financial industry. 2. Commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications. Responsibilities: Financial institutions that act as credit intermediaries through deposits, loans, remittances and savings. Commercial banks are one of the most important financial institutions, and their main business scope includes absorbing public deposits, issuing loans and discounting bills. 3. Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, Societe Generale, etc. Responsibilities: Non-bank financial institutions engaged in securities issuance, underwriting, trading, enterprise restructuring, mergers and acquisitions, investment analysis, venture capital, project financing and other businesses. World Bank: Used to help countries overcome poverty, the institution plays a unique role in the mission of alleviating poverty and improving living standards.