Ping An Tian Tian Growth is a non-guaranteed floating income wealth management product with a risk rating of Grade II (low to medium), which is suitable for people with investment experience. However, since this wealth management product mainly invests in low-risk areas such as cash, bank deposits, money market instruments, money market funds, and interbank deposit certificates, the actual risk of investor's principal loss is not great.

In addition, there are interest rate risk, liquidity risk, management risk, reinvestment risk, information transmission risk, policy and legal risk, etc.