Funds are closely related to the stock market, because most funds are stock funds, and of course there are bond funds. According to different investment directions. The money you buy a fund is used by the fund manager to buy stocks, so the rise and fall of stocks always affects the net value of the fund. I suggest you get to know the stock market first, which is very helpful for you to buy funds. For example, what is the SME Select Fund? What is a blue-chip fund? This is the different investment direction of the fund, which is more or less reflected in the name of the fund. If you are in a hurry to buy a fund and have the purpose of saving, you can make a fixed investment in the fund. Commercial banks such as CCB and ICBC have such products. For example, you can only invest in 500 yuan every month, but you can't take it, and then continue for several years, which is definitely higher than the regular income. Because the stock market is now a long-term low, you are willing to insist on investing. In the long run, you must have invested at a relatively low level.