The net income of the same fund company and the same fund is the same, the only difference is that the transaction fees charged by each bank may be different.

There are differences between bond funds and monetary funds, and so are bond funds.

The funds of bond funds are mainly invested in the bond market (such as government bonds, bank bonds, corporate bonds, etc.). ), that is, the proportion of bonds is high, which can reach more than 70%, and there is a certain risk of principal loss;

Monetary funds are mainly used for bank deposits, generally accounting for more than 90%, and the rest 10% is used to invest in relatively stable investment markets such as insurance and bonds.