1. Dividends are just a way to realize income. If the investor pays dividends in cash, it is equivalent to converting a part of the book assets into cash dividends, and the cash dividends will be returned to the investor's capital account.
2. If the investor's dividend method is dividend-to-investment, although the latest net value of the fund will decrease after dividend-to-investment, the fund share held by the investor will increase the dividend-to-investment part, so it is equivalent to that the book assets of the investor have not changed.
Supplement:
Fund dividend: Fund dividend means that the fund distributes part of the income to fund investors in cash, which was originally a part of the net value of the fund unit. People usually refer to funds mainly as securities investment funds. There are three main analysis methods of securities investment: basic analysis, technical analysis and evolution analysis, in which the basic analysis is mainly applied to the selection of investment objects, while the technical analysis and evolution analysis are mainly applied to the temporal and spatial judgment of specific investment operations as an important supplement to improve the effectiveness and reliability of investment analysis.
Ex-dividend: the fund company decides to subtract the fund to be distributed from the net value of a certain day.