In the annual ranking of 20 1 1, among the 64 trust companies, Zijin Trust ranks only higher than the last Tibet Trust, with a registered capital of only 500 million yuan, which is really weak in terms of manageable trust assets and shareholder strength. Zijin Trust is the fourth trust company in Jiangsu Province. Its predecessor was Nanjing Trust and Investment Company. 20 10 was approved by China Banking Regulatory Commission in February, and led by Nanjing Capital Investment Holding Company, and reorganized with four strategic investors, including Sumitomo Trust Bank, Sanpower Group, Nanjing High-tech Economic Development Corporation and Jiangsu Jinzhi Technology Co., Ltd. 20 10 Banking Regulatory Commission approved the renaming of Zijin Trust Co., Ltd.

Basic terms of trust:

1, trust behavior

When a trust is concluded, the procedure that constitutes a legal act is a trust act. Trust behavior refers to the contract or agreement signed between the principal and the trustee. In addition, making a will by the client is also a legal act and a trust act. According to different trust purposes, different contracts need to be signed, but for businesses that belong to the same category and have a large amount of transactions, such as trust deposits, it is not necessary to sign contracts one by one, only the trust department needs to issue a certificate of trust deposits with uniform printing and text terms and similar contracts to the client; The certificate also has the effect of the contract.

2. Trust property

Trust property refers to the property that the trustor transfers to the trustee through trust behavior. Trust property includes tangible property, such as stocks, bonds, goods, land, houses and bank deposits; Intangible property, such as insurance policies, patents and trademarks, reputation, etc. There are even some natural rights (such as a will made before death, which creates a natural right for the beneficiary).

3. Purpose of trust

The purpose of trust refers to the purpose that the client hopes to achieve through trust, such as the client obtaining high returns for property safety or avoiding investment risks.

4. Beneficial right certificate

Beneficial right is the right to enjoy trust benefits. Beneficial right certificate is a certificate to prove the existence and content of beneficial right. Such as a certificate of trust deposit.

5. Trust remuneration

Trust remuneration refers to the remuneration obtained by the trust department as the trustee after handling the trust affairs. Trust returns are mainly in the form of handling fees, but there are also some differences between deposits and loans. The amount of trust remuneration shall be determined by the trustor and the trustee through consultation according to the amount of labor paid by the trustee and the role played by the trustee in the credit intermediary.