The fixed investment of the fund belongs to lazy investment. The investor sets the amount and time of investment, and then it will automatically deduct the money. So is Alipay's fixed investment reliable? Today, Bian Xiao compiled some Alipay-related knowledge for everyone. Let's have a look!

Is Alipay's fixed investment reliable?

From the perspective of Alipay platform, Alipay is a relatively reliable platform with high popularity. As long as the funds appearing in Alipay are audited by Alipay, they are all reliable. It is also worth noting that Alipay's funds are not from Alipay, and Alipay only belongs to a consignment agency.

Judging from the fixed investment of the fund itself, it is risky. Although the fixed investment of the fund can share and reduce the risk equally, there are still risks. This is not to say that the fixed investment of the fund itself is unreliable, but that the fund belongs to a risky investment, and investors should pay attention to its risks when investing in the fund.

Alipay's fixed investment may have a loss. For example, if you choose a bad fund, it will always fall more and rise less, just like a black hole. The more you lose, the more you lose. Therefore, everyone should be cautious when making a fixed investment.

In addition, when the fund makes a fixed investment, we should pay attention to the appropriate take profit and stop loss points. For example, whether you buy at a high point or enter at a low point, as long as you make a profit to your own point, you will sell at a profit, and the decline will be the same. Therefore, as long as the selected market does not continue to fall and rebound, you will have a chance to make a profit.

Alipay fund fixed investment operation

1. First, open Alipay APP and search for funds directly on the home page.

2. Click on the fund to enter its page, and then click on the holding below to find the fund you bought.

3. Click on the fund you bought to enter its page, and you will see the fixed investment.

4. Click on the fixed investment, enter the fixed investment amount and set the fixed investment period.

Alipay Fund 10000

Take the money fund as an example: suppose an investor buys a money fund on Alipay, and the annualized income of the money fund is 2%, with 365 days a year, then the income of 1. 1 10,000 days is calculated as follows:

10000-2%/365= 0.54 yuan per day.

Take the pure debt fund as an example: suppose an investor buys a pure debt fund on Alipay, and the annualized income of the pure debt fund is 4%, 365 days a year, then the income of 1 1000 days is calculated as follows:

Every day 10000-4%/365=0.54 yuan = 1.09 yuan.

The types of hybrid funds, index funds and stock funds are characterized by high risk, high return and large fund fluctuation. The annual increase may reach 100%. Suppose you buy a fund of 10000 yuan, then the annual increase of 100% is equivalent to doubling and earning 65438+.

But if the fund market is not good, there is also the possibility of losses. For example, if you buy a stock fund 10000 yuan and lose 30%, that is, you lose 3000 yuan, which is quite risky. The above is a low-risk fund taking Xi Cai Jun as an example. The specific situation mainly depends on the rate of return and principal of the fund purchased by investors.