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Should I buy a house or a wealth management product now?
I will choose to buy a house.

Real estate and wealth management products are two major projects of contemporary investment. Both of them are the main types of investment weights in the market now. Compared with these two kinds, real estate investment transactions are safe and profit recovery is relatively slow. Moreover, wealth management products are highly liquid and volatile, and the income is relatively fast compared with real estate.

Personally, I prefer to invest in buying a house. Although the liquidity of investment property is relatively poor, there is no quick return of wealth management products. However, the real estate market is relatively stable, and it is unlikely that the real estate market will reduce prices in the future. Moreover, from the current actual situation, investing in real estate is almost a steady investment, and it is the most favorable, long-term and sustainable investment.

Some people take a fancy to the high liquidity and high income of wealth management products and follow suit one after another, but they don't know the risks, uncertainties and current management confusion of the wealth management market. Improper investment will have a great impact on the assets invested by individuals. For example, a small family like ours does not have much demand for money, so there is no need to take some risks to invest in such high-risk wealth management products. Moreover, the market of wealth management products is chaotic, lack of supervision, and various problems emerge one after another, which is not the field that ordinary people like us can set foot in at all.

Therefore, my view has always been that investing in real estate is more sustainable and stable than investing in wealth management products, and it is more suitable for family investment. Moreover, according to the current situation in China, the trend of the real estate market will continue to rise. Although the state has issued a series of regulatory policies, the price of real estate will only be stable at most, and will not decline. Ordinary families like us don't have much demand for money and capital flow, so they should be more inclined to invest in real estate, which is more stable and safer. Besides, it's always better to have something solid in your hand than something flowing.