Normally not, unless the fund is liquidated. The net value of the fund fell to zero. In 50 yuan, the fund will be liquidated and the fund company will return the money to the investors at the liquidation price.

However, liquidation requires many conditions and is difficult to achieve.

Article 44 of the Measures for the Administration of the Operation of Securities Investment Funds promulgated in 2004 stipulates that:

1) During the duration of this open-end fund contract, if the net asset value of the fund is less than 50 million yuan for 60 consecutive days, or the number of fund share holders is less than 100 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after being approved by the China Securities Regulatory Commission.

2) If the above-mentioned situation occurs for 20 consecutive working days after the contract comes into effect, the fund manager shall explain the reasons to the China Securities Regulatory Commission. The fund manager has the right to announce the termination of the fund after obtaining the approval of the China Securities Regulatory Commission.

Generally, every fund prospectus will indicate the conditions for fund liquidation! The details will be a fund prospectus!

These two conditions are difficult to achieve, so the possibility of fund liquidation is extremely small. So far, there is no fund liquidation, so don't worry.

As a long-term investment tool, funds should not be anxious about their net worth at this moment. After all, a good market like last year is rare, and ups and downs in the stock market are common. As long as the economy stabilizes, the fund will not fall again. Some time ago, the stock market plummeted, but the decline in funds was much smaller, so we must be patient.