Has the foundation been going up? First of all, we should know that the fund is a fluctuating financial product. Secondly, the degree of fluctuation will be different with different fund classifications. For example, the fluctuation of money funds will be smaller, while the fluctuation of stock funds will be slightly larger.
What are the types of funds?
1 Division by target: Funds can be divided into money funds, bond funds, mixed funds and stock funds.
According to the market, funds can be divided into on-site funds and off-site funds, and "market" refers to the stock exchange.
According to the investment strategy, funds can be divided into active funds and passive funds.
According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds.
In short, according to different standards, the types of funds are divided according to different standards. Understanding different types of funds can help us to choose investment targets higher. For example, the funds divided according to the target can initially understand the risks of the selected funds; According to the market classification of funds, the operation mode is different.
Generally speaking, the money fund has been in a rising state, and the possibility of falling is very small. The fluctuation of bond funds with pure debt is slightly larger than that of money funds, but far smaller than other fund types, which basically belongs to the state of rising all the time.
However, if it is a fund type with large fluctuations, such as stock funds, hybrid funds and index funds, it is basically impossible to keep rising, but there will be ups and downs, and its risks will be greater, but at the same time, its returns will be higher.
What about the fund that has been rising? If it is a money fund or a pure bond fund, you can keep it, because the risk of such funds is particularly small, the fund fluctuation is relatively small, and basically it will not lose money.
If it is a volatile fund type, such as stock fund, hybrid fund and index fund, then we should pay attention to the possibility of falling behind. Investors should comprehensively consider whether they are optimistic about this fund, or what the future prospects of this fund are, and so on.
Data inflation: the reason for the fund's plunge;
1, the front has gone up too much.
Because the increase is too large, in fact, if 202 1 drops sharply, it is only compared with the previous two years. How can I put it? When the fund rose, everyone didn't get much increase, but when it fell, everyone paid attention.
2. The yield of US bonds continues to rise.
The yield of 10-year US bonds broke through the important mark of 1.5%, which occurred on February 25th. As a result, the U.S. stock market plunged continuously, and the China stock market was not spared. On the 26th, the three major indexes all fell by more than 2%.
This organization controls this group too much.
Because of the popularity of the fund, many small white novices began to start with the fund, causing many people to lose money. Insufficient increment and serious bubble.
4. The external market plummeted and foreign capital flowed out in the opposite direction.
The central bank recovered some funds from the market, and the central bank rarely recovered 260 billion yuan of liquidity, which triggered the market's concern about liquidity tightening. You know, last year, the global stock market was not influenced by COVID-19, and it kept hitting new highs, just because the global central bank released water.
5. The fund is under redemption pressure.
The recent shortage of funds has led to pressure on the bond market and fixed-income wealth management products, especially money funds, many of which are facing redemption pressure.