According to the relevant laws and regulations in China, it should be noted that the medical expenses of students and children below 6,543,800 yuan+0.8 million yuan meet the scope of reimbursement within the settlement year, and the minimum payment standard of tertiary hospitals is 650 yuan, with the reimbursement ratio of 50% and the upper limit of 2,000 yuan. The down payment standard of secondary hospitals is 300 yuan, and the reimbursement rate is 60%. There is no down payment standard for first-class hospitals, and the reimbursement rate is 65%.

The medical insurance for flexible employees only includes medical insurance, and the specific contents are as follows:

1. Flexible employees are included in the scope of medical insurance, which reflects the comprehensive coverage of medical insurance. In recent years, in order to provide comprehensive medical insurance for flexible employees, a series of preferential policies have been introduced in various places to allow more people to insure for life at one time;

2. The establishment of medical insurance system for flexible employees can greatly improve the ability of flexible employees to resist various risks, reduce the degree of risks, and then reduce their preventive savings and promote consumption, which is of positive significance for us to change the current insufficient domestic demand caused by excessive savings. In addition, in the long run, with the acceleration of industrialization and urbanization in China, a considerable number of rural people with flexible employment will soon become urban people, so establishing social security for these people as soon as possible is conducive to the long-term development of our society.

Satisfying conditions of medical insurance for flexible employees:

1, part-time employees and other flexible employees who have not participated in the basic medical insurance for employees of the employer;

2. Individual industrial and commercial households without employees within the age range of employment;

3, reached the statutory retirement age, but did not reach the basic old-age insurance benefits monthly payment period, continue to pay the basic old-age insurance in this city.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.