Xiao Nuo answer:
Hello!
Is there a beneficiary for medical insurance? Let's first understand what is an insurance beneficiary. Insurance beneficiary refers to the person who accepts the benefits of insurance contract in life insurance, usually other designated persons, or more than one designated person. So what is medical insurance? Medical insurance refers to basic medical insurance. To put it bluntly, it is to reimburse the medical expenses you spend. Only when you are sick will you be reimbursed. If you are not sick, this insurance is useless. Therefore, there is no beneficiary in medical insurance, because there is no insurance premium when medical insurance is not sick, so there is no need for a beneficiary.