All funds sold by banks cannot be managed independently through online banking or APP, and must be handled at the counter.

Moreover, not all outlets can handle it. Our ICBC, a prefecture-level city, has only one branch, and the situation may be different from place to place, but what is certain is that ordinary bank tellers don't know how to handle the transfer custody, so it is best to go to the counter and ask which branch of telephone banking can handle it.

Therefore, buying a fund in a bank is a stupid choice, with high cost and unprofessional service.