Risks of financial management:
1, platform risk
When some investors buy wealth management, they see an introduction link on the Internet and click it directly. Then they find that the rate of return inside is very high, and then they are attracted to invest money, without considering whether it is formal or not. This platform is not formal, and the money invested by investors is at risk of being cheated. When general investors manage their finances, it is best to manage their finances through formal channels, such as Alipay, WeChat, and Bank APP. These are well-known, with a certain user base and high credibility.
2. Market risk
When the platform is confirmed to be formal, then another part of the risk comes from the market. The money from financial management is used for investment. As long as it is an investment, there will be risks, and financial management is also divided into different risks. Generally, high-risk financial products correspond to high-yield financial products. Low-risk wealth management products correspond to low-yield wealth management products, such as investing in stock funds. This kind of investment is mainly in stocks. When the market is good, then stocks will rise and funds will naturally rise. Then if the market is bad and the stock falls, the fund will naturally fall, because the stock fund's investment in stocks is closely related to the market. Therefore, we should pay attention to market risks when investing, and the market is not good at stopping losses in time.