What is the investment strategy of pension target fund?
The investment strategies of pension funds include target date strategy, target risk strategy and other strategies approved by China Securities Regulatory Commission. Date strategy refers to the practice of setting a target date, gradually reducing the allocation ratio of equity assets and increasing the allocation ratio of non-equity assets. General equity assets include stocks, equity funds and hybrid funds. Target risk strategy refers to setting the benchmark allocation ratio of equity assets and non-equity assets according to specific risk preference, or adopting widely recognized methods to define portfolio risk (such as volatility), and taking effective measures to control fund portfolio risk.
What are the investment risks of pension funds?
Pension target funds are certainly risky, but there are many pension target funds. Take Jiashi Pension 2050 (FOF)(007 188) as an example, which belongs to the mixed stock fund, belongs to the medium and high risk level, and the risk is relatively high.
Investors can check the investment scope and risk level of pension target funds when purchasing, which are generally marked, because there are more than one pension target fund, but there are also many, which will be different from each other. So, if you don't want to buy something risky, check it before you buy it. If the risk is high, you can look at other pension target funds.
There are many pension target funds, which can be purchased by users after detailed understanding. Pension target fund belongs to medium and high risk, so you need to consider your risk tolerance when buying it. All of the above are about "what is the investment strategy of pension funds and how big is the risk?" I hope it helps you.