Preparation before buying a fund, you need to do some preparatory work before buying a fund. The first step is to understand your investment purpose and risk tolerance, so as to choose a fund that meets your needs. The second step is to understand the investment strategy, historical performance and expenses of the fund. The third step is to choose the appropriate fund sales channels, such as banks, securities or funds.
Steps of fund purchase The steps of fund purchase are generally as follows:
1. Open a securities account or fund account in the selected sales channel;
2. Choose the fund products that meet your own needs and fill in the fund subscription form;
3. Payment of subscription funds can generally be made through online banking transfer, ATM deposit, counter remittance, etc.
4. After completing the fund subscription, you can inquire about the fund shares you have held in the fund share confirmation form or transaction record.
Steps of Fund Redemption Fund Redemption refers to the process of selling the fund shares held and getting back the funds. The steps of fund redemption are generally as follows:
1. Log in to the fund account or securities account and select the fund product to be redeemed;
2. Fill in the application form for fund redemption and apply for redemption of fund shares;
3. Confirm the redemption application and wait for the fund or sales channel to handle it;
4. After the fund * * or sales channel is completed, the redemption funds will be transferred to the designated bank account.
Precautions when purchasing and redeeming funds When purchasing and redeeming funds, you need to pay attention to the following matters:
1. When choosing fund products, you need to know the risk level of the fund so as to choose products that meet your risk tolerance;
2. When filling in the application form, you need to carefully check your personal information and the application amount to avoid filling in mistakes;
3. When paying the subscription funds, pay attention to whether the payment amount is consistent with the application amount, so as to avoid the failure of subscription due to insufficient amount;
4. When redeeming the fund, you need to pay attention to the redemption fee and redemption time of the fund to avoid losses caused by excessive fees or long redemption time.
Fund subscription and redemption is one of the basic operations for investors to invest. Investors need to know the investment strategy and risk level of the fund, and carefully check when selecting fund products, filling in application forms, paying funds and handling redemption applications to ensure the smooth progress of investment.