The payment period of medical insurance is determined according to the relevant policies formulated by the state. The cumulative payment period of basic medical insurance is 25 years for men and 20 years for women. After retirement, you will no longer pay the basic medical insurance premium and enjoy the basic medical insurance benefits in accordance with the regulations. When employees meet the retirement conditions and go through retirement procedures, they can pay in one lump sum if they fail to reach the minimum payment period of basic medical insurance.

According to national regulations, unemployed people do not need to pay insurance. You can participate in employee medical insurance during unemployment, and the premium will be paid by the unemployment insurance fund. When unemployment insurance is transferred in different places, medical insurance can be transferred with it. Unemployed people can participate in medical insurance for employees in unemployed places, and the time limit for the unemployment insurance agency to pay medical insurance premiums is consistent with the time limit for receiving unemployment insurance benefits.

The agency shall promptly inform the medical insurance agency and myself of the payment amount, time and other information. In terms of job transfer, it is necessary to implement the medical insurance policy for transferred employees. After the unemployed stop receiving insurance benefits, the agency will also stop paying medical insurance premiums for them. At this time, those who stop receiving unemployment insurance benefits can participate in employee medical insurance, urban residents medical insurance or the new rural cooperative medical system as required.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.