1, fund size

It is not advisable to be too big or too small, and the fund with too small scale is risky and may be liquidated; It is difficult for a fund that is too large to choose stocks.

Because there are regulations: all funds of the same fund company cannot hold more than 10% of the assets of a stock. There are only a few high-quality stocks in the market. What about the extra money? You can't help but buy it, because the CSRC stipulates that the holding position of stock funds can't be less than 80% of the total funds.

Therefore, the rest of the large-scale funds have to be used to buy other stocks or big blue chips, so that their body curves are the same as those of the stock market, or even better than the broader market.

2. Management team

Fund managers used to manage too many large funds; When the scale of the fund changes greatly, whether the performance of the fund is affected; What is his investment style? Do you like it? These are all factors that will affect the performance of the fund. When you choose a fund, you'd better know it.

Most importantly: if the fund manager of a fund changes, you may want to consider redemption! Although the fund company will emphasize that the handover has been completed, there will be no impact, and various media will also advise everyone to stay on the sidelines, but we still suggest that you can wait and see, please wait and see after you come out!