Investment funds can increase the diversity of the portfolio, and investors can reduce the overall risk exposure of the portfolio. In order to reduce market risk and obtain risk-adjusted income, fund managers use specific trading strategies and tools, which are consistent with investors' expected risk level. The return of an ideal fund has nothing to do with the market index.
Advantages of fund investment:
1, with the advantages of expert financial management (investment technology, well-informed information, understanding of national policies, etc. ).
It has the advantage that many a mickle makes a mickle.
3. Pay attention to the investment portfolio and diversify the fund investment risks.
4. The cost is relatively low (with tax incentives).
5. High transparency (open-end fund).
Extended data:
Notes on fund investment:
1. Pay attention to the proportion of fund types according to your risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
Be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
4. Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
5. Be careful not to like the new and hate the old, and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
Baidu encyclopedia-fund investment
Baidu encyclopedia-fund