Hello, if there are both "UnionPay" and "VISA/MASTER" on the overseas ATM machine, the system will automatically select the system for transaction, and the transaction at that time shall prevail.

(1) If you use the "UnionPay" system, an ATM cash withdrawal fee is charged at 5‰ of each transaction amount, with a minimum of RMB 10.

Customers can withdraw local cash equivalent to no more than RMB 10,000 per day at automated teller machines (ATMs).

(2) If you use the "VISA/MASTER" system, you will be charged 1% of the cash withdrawal amount, with a minimum of 2 US dollars and a maximum of 100 US dollars.

At the same time, the "USD Cash" account will be deducted first; if the "USD Cash" account balance is insufficient, the "USD Cash" account will be called; the "USD Cash" account balance is still insufficient, and then the "RMB Current" account will be called; if the RMB current account funds are used

The prerequisite is that the "RMB entrusted purchase of foreign exchange" function is enabled.

Please note that if you are using a POS card or withdrawing cash from an ATM in a non-US dollar country or region, an additional foreign currency exchange fee will be charged when taking the international organization route (charged in accordance with the relevant regulations of international organizations, approximately 1.5% of the transaction amount).