Suppose an investor buys a fund with a net value of 1, and the current net value of the fund is 1.5, holding 1 0,000 shares. Without handling fees, the income from holding this fund can be calculated as: (1.5- 1)* 1, 000 = 500 yuan.
The daily income of a fund is an important indicator to measure the performance of the fund purchased by investors, which usually reflects the return on investment of the fund in a certain period of time.
According to the above formula, we can roughly calculate the fund's income on that day. In fact, the estimation of the fund's net value is the trend of the fund on that day. Generally, the income of the fund does not need to be calculated manually by investors, and will be automatically updated the next day. Investors can check in the fund trading software.
The income of the fund is affected by many aspects, and the factors that affect the income of the fund mainly include the following aspects:
1, fund product quality
Different funds have different investment targets, so they will bear different risks, and different risks will produce different returns. Generally speaking, equity funds and index funds have higher risks, so their returns will be higher; The money fund has low risk and low income, but it is relatively stable.
2. Level of fund manager
The investment level of the fund manager determines the quality of the investment strategy, and the fund manager determines whether a fund can make a profit and obtain higher returns.
3. The impact of market changes
When the market is good, investment funds are more likely to make profits; On the contrary, when the market is depressed, investment funds are more prone to losses.
Investors should also consider several factors when considering returns:
1. How does the fund pay dividends?
If investors choose cash dividends on a certain day, their holdings will be reduced accordingly, then the daily income at this time will be excluded from the impact of dividends; If investors choose to reinvest in dividends, their holdings will increase, which will also have an impact on daily income.
2. Handling fee
The daily income of the fund should also consider management fees, custody fees and other related expenses of fund transactions. These expenses will also directly affect daily income.