In recent years, the discussion about "love rat Fund" is endless. Many netizens are even more confused. Why did I change my face as soon as I bought it? Bian Xiao sorted out why the ranking became worse after buying the fund according to the ranking here, for your reference, and I hope everyone can gain something in the reading process!

Why is the ranking worse and worse after buying funds by ranking?

Then why do these highly recommended funds perform poorly as soon as I buy them? In fact, the reasons are nothing more than the following:

1. Historical performance does not represent the future. The reason why we see these star funds is often because of their excellent historical performance. However, the fund will be affected by many factors in its operation, such as the change of fund manager, market style and fund scale, so it is actually very difficult for the fund to maintain its prominent position at any time.

It is not difficult to understand that many champion bases and hot-selling bases are prone to unsatisfactory performance after purchase.

2. Market style conversion. We found that the top-ranked funds in the best-selling list are often online celebrity funds that have recently exploded in the investment market or short-term performance.

But the reality is that when we notice these funds, it is often when their prices have gone up and are reflected in the performance of the funds. At this time, if you rush to buy, it is easy to step on a higher point. Once there is a correction in the market, these funds will inevitably be subject to great fluctuations.

3. Basic people's expectation of income is based on the "peak state" of the fund. Although the ranking or yield of many funds has declined after buying, this does not mean that the quality of funds has become worse. It is likely that the transformation of market hotspots has led to the more eye-catching performance of some theme bases. However, due to the high expectations at the beginning, many investors began to feel at a loss about the small fluctuations of the fund.

How to buy a fund to avoid this situation?

Having said that, how can we avoid the situation that the fund ranks well before buying and is not good after buying?

1. Try to avoid hype. Market funds are always flowing, which also brings the rapid rotation of styles between plates.

It is not difficult for us to accurately grasp the market hotspots. We not only stress "fast and accurate", but also really test investors' accurate timing and short-term operation ability. Therefore, it is not recommended for ordinary investors to carry out hot speculation, because after speculation, it is often chasing up and killing down.

2. Don't just look at the ranking funds.

Dongfanghong Asset Management has done a research, and analyzed the correlation coefficient of Wind hybrid fund ranking in the two years before and after 20 15-20 19. The conclusion is that the fund ranking in the past year has a low correlation with the ranking in the next year, showing a negative correlation, that is to say, our obsession with buying champion bases cannot be a guarantee for future income.

Therefore, when choosing a fund, we should not only look at the ranking, but also comprehensively consider factors such as fund manager, maximum exit, investment strategy and position style to help us choose a good fund that suits us.

3. Set your own expected rate of return and maximum acceptable loss, and establish a fund observation pool.

Many people like to listen to friends, big V recommendations or choose which one has risen sharply when buying funds, but what others think is good and the platform is focused may not be suitable for them. For this kind of fund, you may wish to observe it in your own fund observation pool for a period of time, and then arrange it in a suitable position in the market after comparative testing.

Fall into the misunderstanding of buying funds only by looking at the "leaderboard"

In fact, this has a lot to do with the fact that we are caught in "buying a base with a list" and "selling a list to buy a base".

Therefore, many citizens, especially those investors who have just come into contact with funds, tend to buy funds that are displayed at the forefront of the hot-selling list. And these hot-selling funds have one biggest similarity: that is, their historical performance is particularly outstanding, which has also become the biggest bright spot to attract investors.

Investment is not a competition, only when you get the first place can you win. I hope everyone can find a good fund that can only help them realize wealth appreciation and can be held for a long time on the investment road.

Fund-related articles:

★ All knowledge of the Fund is popularized.

★ Understand the basic knowledge of the fund.

★ Four common ways to buy funds

★ Significance of Equity Concentration on Fund Selection

★ Market analysis

★ Introduction to the Operation Guide for Fixed Investment of Funds

★202 1 Why did the fund fall?

★202 1 Is the OTC fund subscription an immediate price or a closing price?

★202 1 complete works of long-term wealth management products

★ What is the liquidation status of the fund?