After Orient International Wealth opens its US stocks, domestic banks can save money, but it is best to choose Hong Kong banks to withdraw money, such as ICBC Asia, CCB Asia, BOC Hong Kong and China Merchants Bank Hong Kong. If you use a domestic bank card to withdraw money, it may be returned. Not recommended.

Go directly to HSBC to buy 3000 yuan insurance, and deduct 3000 yuan every month.

The insurance manager helps to open a bank account. After the transfer is completed within one month, the card will be cancelled. Ignore it and find another bank next time. Because you need to buy insurance before opening an account, it will be automatically deducted from the account every month.

Extended data:

Matters needing attention

1. Choose a suitable American stockbroker to open an account. There are several points to consider when choosing a suitable American stock broker: the size and strength of the broker, the varieties that can be traded, commission fees and preferential activities. If you need Chinese service, it depends on whether the brokerage company provides Chinese service.

2. Open an account online. Most American stockbrokers offer online account opening services.

3. China enjoys the reciprocal conditions of income tax reduction and exemption from the US government, so China people can enjoy the preferential treatment of withholding income tax when opening international accounts for US stocks.