First, young people are impulsive and easy to suffer. Middle-aged people are much more calm than young people, and investment also needs to have a calm personality. Young people are very impulsive. When they think that the future trend of this fund is very good in their own judgment, they will advise customers to invest their money in this fund. Once they make mistakes in judgment, their money will suffer serious losses. For many middle-aged people, when they hear the negative voice of others, they will still carefully consider whether what others say is correct. Under comprehensive consideration, they will advise customers which fund to buy, which will be more stable for customers' funds.
Second, young people's experience is older than that of the elderly, which will affect their income. Nowadays, many investment schools will give these young people theoretical knowledge and rarely let them actually operate. Only when you enter the workplace can you really start investing with other people's principal. As a result, these young people have much less experience than middle-aged people, and they can't judge the future direction of the real market from the knowledge in books. For these young people, if they want to know the historical trend, they still need to look through various materials and can't imagine the real scene at that time, so it is difficult to make the most correct judgment. But for middle-aged people, they have experienced these big fluctuations personally, so they know how to deal with these situations, and they also know what kind of fund to choose under the current situation. Experience is very important for investing in this industry, so young people really lag far behind those middle-aged people in this respect.
For ordinary people, the trend of the fund may bring some losses to themselves, but for big customers, a little fluctuation of the fund will have a serious impact on their principal. So when choosing a fund manager, I think older people may be more stable. Young people are new to the workplace or newcomers. They also need to continue their studies in order to master the future direction of the fund. So being too young does not have much advantage for this industry. On the contrary, they may suffer because they are too young, so I trust older fund managers.