Funds are risky investments, so it is very important to choose a good fund. But when choosing a fund, many small partners are hesitant. They don't know how to choose a good fund, so how to choose a good fund? How to choose a good fund? We have prepared relevant contents for your reference.

Generally speaking, funds are managed by fund managers, so the first thing is to choose a good fund manager. How should a good fund manager judge? When judging, you can analyze the working years of the fund manager, the rate of return on managing funds in the past, the rate of return on employment and so on.

It is worth noting that the longer a fund manager works, the more experienced he is than a novice fund manager. Secondly, the past rate of return of past funds is also an important reference index. Although the past does not represent the future, it will still have certain reference significance.

Then, we should choose the fund type according to our own affordability. Generally speaking, if you don't want to take great risks, but also want to focus on the principal and care about the liquidity of financial management, then you can give priority to money funds and pure debt funds. These two types of funds do not invest in the stock market, so the risk is relatively small. If you hold it for a long time, you are more likely to make money and less likely to lose money.

If you want to focus on high returns and take certain risks, then you can consider high-risk fund types such as stock funds, hybrid funds and index funds. When choosing, it is necessary to comprehensively analyze the fund manager, past performance of the fund, fund scale and Morningstar level to choose a good fund to hold for a long time.