When will the medical insurance card be deposited and redeemed like a UnionPay card? A few days ago, the Ministry of Human Resources and Social Security, the Ministry of Health, and the Ministry of Finance jointly issued a notice and announced the "Interim Measures for the Transfer and Continuation of the Basic Medical Insurance Relationship for Migrant Employees" (hereinafter referred to as the "Measures"). Starting from this year

Effective from July 1st.

The "Measures" stipulate that for those who participate in the basic medical insurance for urban employees, the basic medical insurance for urban residents, and the new rural cooperative medical insurance (combined), when they are mobile and employed, the medical insurance relationship can be transferred and continued across regions.

In this regard, some netizens believe that although it facilitates migrant workers to participate in insurance and seek medical treatment, it still has certain limitations.

Netizens hope that when residents use medical insurance cards, they can be used nationwide just like UnionPay cards.

The medical insurance relationship of the three categories of people in the policy can be transferred. The "Measures" stipulate that those who participate in the basic medical insurance for urban employees, the basic medical insurance for urban residents, and the new rural cooperative medical insurance (combined) can transfer the medical insurance relationship to the place of employment when they are mobile and employed.

, to protect the legitimate rights and interests of insured persons.

For the above three categories of insured persons, the "Measures" specifically stipulates the procedures for transferring insured persons.

If a person with rural household registration is employed in an urban unit and has a stable labor relationship, the employer shall go through the registration procedures in accordance with the provisions of the "Interim Measures for the Administration of Social Insurance Registration" and participate in the basic medical insurance for urban employees in the place of employment.

For other mobile employment, you can voluntarily choose to participate in the new rural cooperative medical care in the place of residence or the urban basic medical insurance in the place of employment, and in accordance with relevant regulations, go to the new rural cooperative medical care agency in the place of residence or the social (medical) insurance agency in the place of employment

,Formalities.

When a person with a rural household registration is working in another place, if the labor relationship is terminated or for other reasons, the urban basic medical insurance relationship is suspended. He can submit the insurance certificate to the new rural cooperative medical agency in the place of residence with the insurance certificate issued by the social (medical) insurance agency in the place of employment.

Apply and participate in the new rural cooperative medical care according to local regulations.

Persons insured by the Urban Employee Basic Medical Insurance or Urban Resident Basic Medical Insurance who move for employment across coordinating areas may also go through transfer procedures in accordance with the provisions of the "Measures".

If an insured person establishes a personal account after the insurance relationship is transferred, the personal account will in principle be transferred along with the transfer of the medical insurance relationship.

Personal account balances (including individual payment portion and unit payment portion) are transferred through social (medical) insurance agencies.

It is beneficial to seek medical treatment in other places without having to pay advance treatment fees. At present, people who are mobile workers have to go home for treatment when they fall ill, even if they have insurance in their place of residence.

If you want to transfer to another hospital for treatment, you need to obtain the consent of the local medical insurance agency.

"It is no longer necessary. After the medical insurance relationship of insured persons is transferred, they can seek medical treatment directly at the place of employment." Yang Chaoju, associate professor at the School of Public Policy and Management of Zhengzhou University, said that the introduction of the "Measures" is a good thing for migrant workers who often work abroad.

Without this "Measures", migrant workers need to pay all the treatment fees in advance when they want to seek medical treatment at their place of employment.

After treatment, take the certificate and receipt issued by the hospital to the local medical insurance department for reimbursement.

Yang Chaoju said that many migrant workers have limited financial conditions and have to pay all their medical expenses in advance, which is a very heavy burden.

"It's better now. Once the medical insurance relationship is transferred to the place of employment for migrant workers, they no longer need to pay medical expenses in advance when seeking medical treatment at the place of employment." Yang Chaoju said that previously, in some places, patients did not need to pay in designated hospitals.

Treatment fees are paid in advance, but it is very limited and can only be used in a few designated hospitals.

"Because of this limitation, in the past, when foreigners working in the south went home during the Spring Festival, many people surrendered their insurance." Yang Chaoju said that according to the provisions of the "Measures", when migrant workers are employed in other places,

When leaving the place of employment, the medical insurance benefits can be transferred directly, so there is no need to surrender the insurance.

Yang Chaoju believes that this will not only protect the interests of migrant workers, but also increase their enthusiasm for participating in insurance.

After the "Measures" were announced, many netizens expressed their support for hoping that medical insurance cards could be used like UnionPay cards.

Tencent netizen "Yangxia/mg" said that it was great that the "Measures" were introduced. Like him, mobile workers who work outside all year round can finally renew their medical insurance in other places.

Netizen "Dream Boat" said that after the introduction of the "Measures", people like him who are drifting abroad finally have a personal basic protection, and they feel a sense of recognition in their hearts.

Netizen "One World One Family" said that he had been looking forward to this day for a long time, but he just didn't know how to implement it in various places.

While netizens are looking forward to the "Measures", they also proposed that when handling the transfer and renewal of medical insurance in other places, the transfer procedures should be simplified as much as possible.

Some netizens believe that the vision described in the "Measures" is unsatisfactory.

Tencent netizen "Mei Zi" said that it is a good policy to be able to transfer medical insurance relationships to each other, but he does not know when medical insurance cards will be universal across the country and will be as convenient as bank cards.

A person familiar with the medical insurance industry in Zhengzhou revealed that in fact, many places have already piloted the transfer of medical insurance across coordinating regions.