Many people want to buy funds but don't know where to buy them, what platforms they have and how to buy them. The following is Bian Xiao's collection about how to choose a platform for purchasing funds. Let's have a look!
Where can I buy a fund?
At present, there are many platforms for purchasing funds, which can be purchased in official website, a fund company or through fund consignment platforms, such as brokers, banks, Tian Tian Fund, Alipay, WeChat and Weibo.
Each platform has its own advantages and disadvantages. Investors can choose the platform to buy funds according to the convenience, the number of funds and the handling fee. It should be noted that on-site funds can only be purchased through the brokerage platform.
Which platform is better for the fund to buy
The platforms for purchasing funds can be mainly divided into four categories: fund company official website and its own platforms (official APP), third-party fund sales platforms (Tencent Fortune, Alipay Ant Wealth, Tian Tian Fund, etc.), and banking and brokerage platforms.
If there is a favorite fund company, or the investment amount is large, it is recommended to choose the fund company's own platform; If your investment goal is vague and your investment principal is small, you can choose a tripartite platform; If there is demand for floor trading, it is recommended to choose a brokerage platform.
Next, introduce some more reliable platforms for purchasing funds:
1, ant wealth. Ant Wealth is a financial management app under Ant Financial. In this app, you can buy funds, and you can buy many funds. The minimum investment is 10 yuan. And confirm that sharing is timely, and there will be SMS prompts. Personal experience is very good.
2. tenpay. Tenpay is a wealth management product under Tencent. Funds can be purchased in Tenpay, and the investment threshold is relatively low.
Lufax。 Lufax is a comprehensive platform with a fund board. Personally, I feel that funds are the first choice, and there are some gains from investment.
3. Weizhong Bank. The platform can also buy funds, all of which are rated, and the platform has its own evaluation system.
4. ICBC app. The investment threshold of ICBC's fund products is mostly 1000, and some of them start from 1 10,000 yuan.
5. agricultural bank app. Agricultural Bank of China is similar to ICBC, and the investment threshold is quite high. There is also a corresponding handling fee.
6. Tian Tian Fund. Good timeliness and quick information update. There are also discounts on handling fees.
How to choose the fixed investment platform of the fund?
Investors can choose a fixed investment platform in the following ways:
1, cost
When investors invest in funds, they can choose a lower-cost platform and combine the costs of multiple platforms to make a fixed investment, which can save a sum of cost. Investors buy funds in banks and other consignment platforms, such as Alipay, at different rates. Generally speaking, the rate of buying funds on the platform is more discounted.
2. Sales scope
Some platforms sell fewer funds, that is, the funds that investors need to invest in are not sold on this platform. Therefore, when investing in funds, investors should try to choose a platform with more kinds of commissions to invest.
3. Function
Choose a platform with more functions for fixed investment. For example, some platforms can do intelligent fixed investment operation, and some platforms can only do ordinary fixed investment.
In addition, investors can make decisions according to the service quality of each platform, and try to choose the platform with higher service quality for fixed investment operation.