Commercial insurance can be surrendered, but if you surrender midway, you often have to bear certain economic losses, because surrender at this time is calculated according to the cash value stipulated in the contract. On the first few pages of the insurance contract, there are several records about the cash value. At this time, you can see what the corresponding amount is in the nth year, that is, how much money you should receive. The insurance company will advise you to think carefully about surrendering the high interest rate policy, because surrendering will bring you certain economic losses, so you can surrender directly to the insurance company.

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