Yishengyi Deposit is a deposit-based financial product provided by the bank to users. When all time deposits within one year are withdrawn in advance, they can be shifted downwards based on the actual number of days saved, and calculated according to the corresponding interest rate for lump sum deposits and withdrawals.

Interest products and services.

Yishengli Deposit is only applicable to customers who make lump-sum deposits and withdraw time deposits. The minimum deposit amount is RMB 10,000, and the maximum deposit period is one year. Users are required to make a one-time deposit and a one-time withdrawal. Automatic transfer is not supported.

Deposits to other cards cannot be partially withdrawn.

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation Rural Credit Cooperatives, Rural Credit Cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members as shareholders, practicing democratic management, and mainly providing financial services to members.

Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws.

Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy.

In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department under the dual leadership of the China Banking Regulatory Commission and the State Council.