There are more and more WeChat users, and many friends will put idle funds in WeChat wallets, which is convenient for consumption, transfer, red envelopes and so on. Change Pass is a financial service function launched by WeChat, which is welcomed by users. So how much can I get by saving 10000 yuan in change? Compared with Alipay's Yu 'ebao, which income is higher?

What is a change pass?

Change Pass is a financial function of WeChat, similar to Alipay's balance treasure. The money in the change pass can be directly used for red envelopes, transfer, code scanning payment and credit card repayment. Wechat Coin Link is linked to the money fund ICBC cash treasure. As we all know, money funds mainly invest in short-term monetary instruments (generally within one year), such as government bonds, central bank bills, commercial bills, bank time deposit certificates, government short-term bonds and other securities.

What is the daily income of 1 10,000 yuan?

At present, the latest 7-day annualized income of ICBC in cash treasure is 2.285%, and the income of 10,000 shares is 0.5 158 yuan, which means that the daily income of 65,438+10,000 yuan is about 0.5 1 yuan. Change can be bought from the money fund at 1 cent because the amount is too small. When the daily income is less than 1 minute, the income is 0.

Generally speaking, the shares transferred out before 15: 00 on the trading day will be counted from the second trading day. In case of holidays, it will be postponed to the next working day. If it is the amount transferred after the trading day 15: 00, the income will be calculated on the third trading day.

Wechat app, click "My" and select "Wallet" to see your own WeChat change amount, click "Change" to see "Recharge", "Withdraw" and "Change Pass", and then you can transfer the change to the change pass.

Which income is higher, change pass or Yu 'ebao?

Yu 'ebao is the fund management service in Alipay. At present, Yu 'ebao is linked to the fund "Li Tiantian Currency E" of Guangfa Bank. The annualized rate of return in the last seven days is 1.75%, and the income per ten thousand copies is 0.4655 yuan. The daily income of deposit 1 000 yuan is about 0.46 yuan. Judging from the current situation, the income of change pass is higher than that of Yu 'ebao.

However, the income of the change pass and Yu 'ebao are both floating and will change according to the supply changes in the money market. You can pay attention to the benefits of both and choose according to your own usage habits and demand characteristics.