What are the low-risk bank financing? How to judge the risk of bank wealth management products? Different investors have different risk tolerance and risk preference, and different bank wealth management products also have different risk levels. How should we identify the risk levels of bank wealth management products? What is the risk level of wealth management products? What low-risk bank wealth management products are there? In the introduction of bank wealth management products, there is always a symbol indicating the risk level, and different symbols represent different risk levels. < /p > The wealth management products of banks are generally divided into five risk levels, namely, prudent product R1, stable product R2, balanced product R3, aggressive product R4 and aggressive product R5, with the risk coefficient from left to right and from low to high. < /p > We generally regard prudent and robust products as low-risk financial products. < /p > Prudent products mean that the risk of principal loss is very small, and there is almost no risk. Aggressive products mean that there may be a serious risk of principal loss, but at the same time, it may also achieve high returns. Cautious and radical products are two extremes in several types of products. < /p > prudent wealth management products are suitable for 99% of investors, because there is almost no risk of losing the principal of such wealth management products. Prudent financial products that can be bought in banks mainly include treasury bonds, bank deposits, entrusted financial management and money funds. < /p > Among them, the most common ones are bank deposits and money funds. Bank deposit products can be divided into time deposits, large deposit certificates and smart deposits. Different banks have different deposit interest rates within a certain range. The interest rate of small banks will be higher. < /p > Aggressive wealth management is also a floating wealth management product without capital preservation. Because the risk of principal loss is relatively high, if investors want to participate in this kind of wealth management products, they should first be psychologically prepared to invest without making money or losing money. < /p > Radical wealth management products that can be bought through banks mainly include stocks, futures, gold, foreign exchange, and some leveraged investment methods.