1. Basic medical insurance for urban workers

The basic medical insurance for urban workers shall be paid by the employer and the employees in accordance with the national regulations, and a medical insurance fund shall be established. After the insured person suffers from medical expenses, the medical insurance agency will give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment.

2. New rural cooperative medical care

The new rural cooperative medical care and the basic medical insurance for urban residents are combined with individual contributions and government subsidies, and the treatment standards are implemented in accordance with state regulations. In addition, the types of medical insurance in China also include commercial medical insurance, subsidized medical insurance, expense medical insurance and public medical care.

3. Basic medical insurance for urban residents

The basic medical insurance system for urban residents (referred to as residents' medical insurance) is aimed at students in primary and secondary schools (including vocational high schools and technical secondary schools) that are not covered by the basic medical insurance system for urban employees.

Extended information:

1. Features of medical insurance:

It has the characteristics of "low level and wide coverage", and the payment is based on the expenses that the vast majority of units and individuals at a low level can bear, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "burden on both sides and combination of unified accounts"; Based on the principle of "balance income and expenditure".

2. Advantages of medical insurance:

Enjoy treatment according to uniform standards. The same access conditions, the same fees, the same treatment, there is no difference between high and low. The employee's outpatient expenses can be deducted from his personal account, and the employee will pay for it after deduction.