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How can I deduct money from my medical insurance card if I have money in hospital?
Legal analysis: the minimum threshold for first-class medical institutions, township hospitals and community health service institutions 100 yuan. Qifubiaozhun above, medical insurance fund maximum payment limit below, in line with the residents' medical insurance drug list, diagnosis and treatment items, medical service facilities (hereinafter referred to as the three directories) within the scope of expenses, class A drugs reimbursement 80%, other expenses reimbursement 65%.

The qifubiaozhun for secondary medical institutions is 350 yuan, and the qifubiaozhun for those hospitalized twice or more in an insurance year is 250 yuan. Qifubiaozhun is above the maximum payment limit of medical insurance fund, which belongs to the expenses within the scope of the three major medical insurance catalogues. 70% of Class A drugs are reimbursed and 55% of other expenses are reimbursed.

The qifubiaozhun for tertiary medical institutions is 600 yuan, and the qifubiaozhun for hospitalization twice or more in an insurance year is 500 yuan. Above Qifubiaozhun, but below the maximum payment limit of medical insurance fund, which belongs to the three major medical insurance catalogues, 60% of Class A drugs are reimbursed and 45% of other expenses are reimbursed.

The minimum living security personnel are hospitalized in Huimin Hospital (Huimin medical window) and continue to implement preferential assistance according to the provisions of document Zheng Ban [2007]156. Qifubiaozhun is 100 yuan, and there is no Qifubiaozhun for the three disabled and severely disabled hospitalized in Huimin Hospital. Above the Qifubiaozhun, but below the maximum payment limit of the medical insurance fund, which belongs to the "three catalogues" of medical insurance, 80% of Class A drugs are reimbursed, and 65% of other expenses are reimbursed.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.