The higher the star point value, the higher the star level. The well-paid ICBC points are accumulated according to personal deposits, personal loans, investment and wealth management (including funds, wealth management products, national debt, insurance, foreign exchange, gold, etc.). ), credit card consumption, remote remittance and deposit and withdrawal. The more business contacts, the higher the personal star value and the higher the personal star rating.

Second,

The specific calculation standard of ICBC's star point value is as follows:

1. Short-term assets can earn 135 star points per 10,000 yuan, mainly including: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds, credit card deposits, etc.

2. For medium-and long-term assets, you can earn 100 star points per 10,000 yuan, mainly including: fixed-term savings deposits (including fixed-term and fixed-term activities), provident fund deposits, wealth management products (excluding smart express trains), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold), etc.

3. Personal debt 1) Personal housing mortgage loan can get 100 stars per 10,000 yuan; 2) Each person can get 200-star points for loans, including personal consumption loans and personal business loans; 3) Credit card interest overdraft 1 10,000 yuan can earn 200 star points.

4. Investing in wealth management, you can get 200 stars per 10,000 yuan, including fund subscription and redemption (excluding monetary funds), wealth management product purchase (excluding smart express delivery), national debt purchase, insurance purchase, gold trading, foreign exchange trading, etc. 5. Credit card spending, you can get 400-star points per 10,000 yuan, including POS credit card spending such as smart card, wealth management account card, credit card, debit card and quasi-credit card.

6. In terms of settlement, you can get 200-star points for every 10,000 yuan, including remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. The above six points are the calculation standard of ICBC star integral value. Users can accumulate individual star points according to their daily management needs of funds, thus improving the star level of individual ICBC. ICBC Profile China Industrial and Commercial Bank has a large number of business outlets, which are widely distributed and have a reasonable layout. There are more than 40,000 business outlets and 8,500 foreign exchange business outlets in China, covering large, medium and small cities and economically developed towns and villages. At the same time, China Industrial and Commercial Bank has more than 8 million corporate customers, which are constantly growing, and the proportion of customer resources is the highest among domestic peers. Therefore, through the China Industrial and Commercial Bank system for fund settlement or remittance, the time of fund arrival is the fastest, the time in transit is the shortest, and the efficiency is the highest.