Monetary fund is the least risky of all fund types, which is more suitable for conservative investors. Investors will give priority to money funds when buying, and feel that the risk is low and relatively stable. The following small series brings more money to the fund. Let's take a look and hope to bring reference.

100 yuan how much does the money fund earn a year?

Investing in money funds 100 yuan a year depends mainly on the annualized rate of return. For a simple example, if the annualized rate of return of the money fund is 1.8% and the subscription amount is 100 yuan, then the money you can earn at maturity is100 _1.8% =1.8 yuan.

If the annualized rate of return increases, the money earned will also increase. For example, if the annualized rate of return of the Monetary Fund is 2% and the subscription amount is 100 yuan, then the money earned at maturity is 100_2%=2 yuan.

Because the principal of the money fund is not high, even if the annualized rate of return is increased, the money earned is still not enough. Because the money fund's investment direction is low risk, the income is not very high, unless the principal is high, it will earn more money.

Let's look at the situation where the principal is high, but the annualized rate of return is the same. Assuming that the purchase amount is 654.38+10,000 yuan and the annualized rate of return is 2%, then the money that can be earned at maturity is 100000 _ 2% = 2,000 yuan, and the income earned is much more than the principal100 yuan.

100 yuan how much does the money fund earn a year?

Therefore, if you put 100 yuan into the money fund for one year, you won't make much money, but the advantage of the money fund is that it is relatively flexible. Generally, T+65,438+0 can be redeemed, and the arrival time is relatively fast, and there is no closure period. If you care about liquid investors and can't take relatively big risks, then the money fund is also a better choice.

Then if you want to pursue higher returns, money funds are not suitable. The fluctuation of the money fund is relatively small. Generally, there are only stock funds, hybrid funds, index funds and so on. The investment direction is stocks, and the fund fluctuates greatly, so the income will be higher.

But in the case of bad market, it is possible to suffer heavy losses. Therefore, when buying high-risk fund varieties, we should also be cautious, take into account our own risk tolerance, and then learn to analyze funds. If you buy blindly, you may lose money, so be careful.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.