Guangdong medical insurance has been adjusted, and the base of individual account payment has been reduced.

On June 5438+February 1 day, 2022, it was officially implemented, and the payment base of medical insurance personal account was reduced, and the difference was included in the overall fund to increase the amount of outpatient reimbursement.

Medical insurance laws and regulations are mainly aimed at a kind of medical insurance.

Before the adjustment, 6% of the company+2% of the individual, and the total contribution ratio was 8%; Among them, 2% of individuals+3% of companies, and a total of 5% entered personal accounts; The remaining 3% is used for the master plan.

After adjustment, the company's 6%+ individual's 2%, and the total contribution ratio remains unchanged at 8%; However, 6% of the company directly enters the overall planning and no longer enters the personal account; Only 2% of individuals have access to personal accounts.

The reimbursement rate of general outpatient medical expenses can reach more than 50%: 75%, 65% and 55% for Class A drugs, diagnosis and treatment items or medical consumables respectively, and 70%, 60% and 50% for Class B drugs respectively.

As far as my personal understanding is concerned, the amount of money in personal accounts has decreased and the scope of use has expanded (economic use by family members). The rest of the money goes into the overall fund (the balance of the overall fund is more), and the reimbursement ratio increases (the reimbursement amount is more).