Every time a stock is bought and sold, it must be an integer multiple of 100, which means that the price you buy every time must be the number of shares * unit price. But one thing is that stocks are venture capital, which can make money or lose money. Moreover, every stock transaction has a commission. If the amount of money you buy each time is too small, it will increase the transaction cost invisibly, which is not very cost-effective. It is suggested to switch to investment products with stable growth. Moreover, it is advisable to choose valuable stocks as the varieties of fixed investment. Fixed investment in stocks and fixed investment in funds are not the same thing at all, and the theoretical basis of fixed investment in stocks is not great.
1. The concept of fixed investment is that lazy people manage money, force themselves to save money, and realize various needs of individuals, education, pension and life through long-term investment. Its income is the average income, and the fixed investment of the fund is especially suitable for funds with large fluctuations, such as index funds and stock funds. It stands to reason that stocks are more volatile than funds and should be more suitable for fixed investment. However, this is not the case.
2. The starting point of fixed investment of the fund is low, and generally 200 yuan is enough every month. However, everyone who has bought stocks knows that the lowest transaction price of stocks is "first hand", that is, the lowest purchase price is 100 shares. If the share price is 30 yuan/share, it needs more than 3,000 yuan, which is too high for the average person.
If you choose to wait until you have enough money to enter, it may not be enough for the stock price to rise again. Even if it falls, your money must have been there for a long time. Therefore, the fixed investment in stocks is not suitable for most people who are currently making fixed investment in funds, and it also violates the investment principle of saving small money every month and making big money in the future.
1. Stocks or funds bought by investors on the same day cannot be sold on the same day, but can only be sold after delivery and transfer on the next day; Stocks or funds sold by investors on the same day will not be raised until the next day.
2.T+ 1 is essentially a settlement method for securities transactions, which is used for A shares, funds, bonds and repurchase transactions. It refers to the completion of the corresponding securities delivery and capital delivery on the next business day of the trading day (T+ 1) after a transaction is completed.
3. Take A shares as an example. Suppose you bought 1 hand A shares on T, but only registered the transaction on T. This 1 hand A shares have not been transferred to your account, so you can't sell them on T. So on the day of "T+ 1", this hand of A shares has been transferred to your account, and you can choose to sell it.
4. China's T+ 1 system started from 1995 65438+ 10/month, mainly to ensure the stability of the stock market and prevent excessive speculation, that is, the stocks bought on the same day cannot be sold before the next trading day. T+ 1 is rare in the world.