I also have a credit card myself, so I know this issue very well. From the simplicity, operability, and confidentiality of credit card processing, I personally highly recommend ICBC! (I am not a bank employee, just an ordinary office worker). Because ICBC has many ATM machines in various cities, it is very easy to withdraw cash using a credit card. Next, let me tell you what materials and requirements are generally required to apply for an ICBC credit card:

A. First of all, you must be over 18 years old and have stable repayment ability.

B. Identity documents: A copy of the resident ID card or temporary resident ID card (both sides, within the validity period) or a copy of the military officer's ID card is required; applications for the card payment function only accept resident ID cards for the time being. Or a copy of the temporary resident ID card.

C. Documents proving financial resources: (You can choose any of the following items. In fact, the more detailed the materials, the higher your credit card limit will be) Formal salary slips for the past three months issued by government agencies and enterprises or proof of income (need to be stamped with company seal or department seal); copy of bank book/bill for salary payment (need to show salary entry information for the past three months); copy of personal income tax payment certificate for the past three months; social insurance Copy of withholding voucher; copy of certificate of self-owned real estate; copy of bank time and current deposit slip/passbook; copy of purchase voucher for funds, treasury bonds, and corporate bonds (need to show the name of the purchaser, account number, and account balance);

In addition, I found the addresses of several branches of ICBC in Harbin, and I listed them for the poster to choose from:

A. Industrial and Commercial Bank of China (Harbin Heida Branch)

Address: No. 60 Xuefu Road

Tel: (0451)86674174

B Industrial and Commercial Bank of China (Harbin Haining Leather City Branch)

Address: Near Dakang Road

C Industrial and Commercial Bank of China (Harbin Haining Leather City Branch)

Address: Near Dakang Road

D Industrial and Commercial Bank of China (Harbin Branch)

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Address: No. 98 Heqing Street, Daoli District

E Industrial and Commercial Bank of China (Harbin Hulan Branch)

Address: Xueyuan Road Honglin Golden Landmark

To sum up, the poster can easily and quickly apply for a credit card without resorting to a third party. However, there is one thing that the poster needs to pay attention to. The issuance of the credit card will be based on the final review result. allow. It does not mean that you will be approved if you apply, and the review of materials usually takes about 20 days, so you need to wait patiently for a while.