Xincheng Jinfulian belongs to the old-age security investment-linked insurance, which means that investment-linked insurance is such a product. The main products of this product are paid to 500 yuan on a monthly basis, with an average annual income of about 10%, and can be paid for one-time death or total disability insurance 12000 yuan, twice for accidental death or total disability, three times for specific accidental death and 10 for aviation accidents.

In the investment part of this product, it is similar to the deposit and investment method of fixed investment. Although the fixed investment can spread the investment risk, the income will be relatively stable, and it will be easier and have a little risk, but the income will be higher than that of bank deposit products, which is a good choice for customers with risk preference. The advantage of this product is that it can redeem the principal at maturity, which is more advantageous than general consumer insurance.