Funds have always had a saying of "buying down but not buying up", so it is relatively better to buy when the net value of the fund is falling than to buy when it is rising, because the cost of buying when it falls is higher than when it rises. The cost is low. But when buying a fund, you should also look at the past performance of the fund manager, the trend of the fund's underlying assets, and the trend of the fund's net value curve, rather than blindly buying the fund when it sees a decline.

Notes on buying funds:

1. Never pick a fund that has been in a downward channel. Whether you are buying an on-exchange fund or an over-the-counter fund, the technology of the fund The aspect is very important. If some funds cannot even meet the most basic performance benchmarks, or even go down all year round, you will still lose money if you buy them.

2. If the fund's early retracement is relatively large, you can buy it during the fund's upward trend.

3. OTC funds use three o'clock in the afternoon as the time node. Before three o'clock in the afternoon, the order is to be purchased at today's net value; after three o'clock, the order is to be purchased at the next trading day's net value.

:

Fund, in English, is fund, which broadly refers to a certain amount of funds established for a certain purpose. It mainly includes trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds.

From an accounting perspective, funds are a narrow concept, meaning funds with specific purposes and uses. The funds we mention mainly refer to securities investment funds.

According to different standards, securities investment funds can be divided into different categories:

(1) According to whether fund units can be added or redeemed, they can be divided into open-end funds and closed-end funds. type fund. Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities firms, and fund companies. The fund size is not fixed; closed-end funds have a fixed duration and are generally listed and traded on securities exchanges. Investors pass Fund units are bought and sold in the secondary market.

(2) According to different organizational forms, they can be divided into corporate funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund. my country's securities investment funds are all contract funds.

(3) According to different investment risks and returns, they can be divided into growth, income and balanced funds.

(4) According to different investment objects, they can be divided into four categories: bond funds, stock funds, currency funds and hybrid funds.