Interest rate of wealth management products of Industrial Bank
There are 26 types of wealth management products sold by Industrial Bank, which are mainly divided into Wanlibao, Tian Tian Wanlibao, private bank customer-specific, Zhiyingbao and wan huitong. Here, we will introduce the interest rates of these wealth management products of Industrial Bank one by one.
1, Wanlibao interest rate
There are three Wanlibao series products on sale, namely Wanlibao 23 1 17 12Y (expected annualized expected rate of return is 5%). Wanlibao 23 1 17 12X (expected annualized expected rate of return Wanlibao 73 1 170 1A) (expected annualized expected rate of return) The initial purchase amount of these three wealth management products is 654.38+10,000 yuan, and it is expected that
2. Daily Wanlibao interest rate
Tiantianwanlibao series wealth management products are named by letters, namely Tiantianwanlibao A-H, in which A's expected interest rates are 4.80%, B's 4.70%, C's 4.80%, D's 4.75%, F's and H's are capital preservation products, and the expected interest rates are 4.05% and 4.00% respectively.
Every day, the initial purchase amount of Wanlibao is 50,000 yuan. For customers who invest more than 300,000 yuan (inclusive), the reference interest rate is slightly higher than that of customers who invest less than 300,000 yuan. For example, for model A, the reference interest rate for 300,000 customers is 4.90%.
3. Private bank customer-specific interest rate
There are two exclusive products for private banking customers of Industrial Bank, and the initial purchase amount is relatively high. The first type is exclusive to private bank customers, with an initial purchase amount of 1 ten thousand, a financing period of 177 days and an interest rate of 5. 15%. The second paragraph is private bank customer 84415701(2065438+August 29th, 2007), with initial purchase amount of 300,000 yuan, financing period of 7 days and interest rate of 4.64%. These two wealth management products are not guaranteed, and the second one is more like the short-term wealth management activities of Industrial Bank for private banking customers. Interested friends can learn more about it.
4. Direct Yingbao interest rate
There are only two models of Zhiyingbao on sale, with interest rates of 4% (Zhiyingbao 95 107352) and 3.55% (Zhiyingbao 95 10735 1) respectively. What deserves everyone's attention is that these two wealth management products are guaranteed. The first financial period is 365 days, and the second period is 35 days.
5. wan huitong interest rate
Wan huitong is a foreign currency wealth management product, and the entrusted currency is USD. Compared with the RMB wealth management products of Industrial Bank, the interest rate is lower. Among them, wan huitong 95 137353 and wan huitong 95 137354 have the highest interest rates of 1.9%, while the other two items are only 1.6% and 1.5% respectively.
Remind everyone that most of the wealth management products of Industrial Bank mentioned above are non-guaranteed. Because Industrial Bank did not give a specific risk rating, it is impossible to judge their risk level for the time being. If you are interested in the above wealth management products, you can ask the staff of Industrial Bank for a specific risk description.
At the same time, among the above-mentioned wealth management products of Industrial Bank, the interest rates of several principal-guaranteed products are quite considerable compared with those of similar banks, such as Tiantianwanlibao H in the 34th issue of 20 17.
Editor's note:
After reading the above, I believe everyone has a certain understanding of the interest rate of wealth management products of Industrial Bank. It is recommended that you fully understand the investment scope and product description of the wealth management products before purchasing them.