Legal basis: Article 17 of the Regulations on Basic Medical Insurance for Urban Workers in Hainan Province, all the basic medical insurance premiums paid by employees of the employer are included in personal accounts. The individual contributions of the unemployment insurance fund to the basic medical insurance premiums paid by the unemployed are all included in the individual accounts of the basic medical insurance for the unemployed. The basic medical insurance premium paid by the employer (including the part paid by the unemployment insurance fund for the unemployed) is included in the personal account at a rate of about 30%, and the specific measures are formulated by the provincial people's government according to the age factor of the insured and the principle of proper care for retirees, and announced to the public; The rest is included in the overall fund. The basic medical insurance premiums paid by individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance in the employer and other flexible employees are all included in the overall fund.