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What are the company’s five insurances and one housing fund?

Including pension insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

1. Pension insurance employees shall participate in basic pension insurance, and the employer and employee *** shall pay the basic pension insurance premiums together; individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible

Employed people can participate in basic pension insurance, and individuals must pay basic pension insurance premiums.

2. Medical insurance Basic medical insurance premiums are paid jointly by the unit and individual employees.

Payment is based on the insurance premium base.

For example, the payment ratio in Beijing is 10% for units and 2% for individuals.

Starting from the month after employees are approved for statutory retirement, they will no longer pay basic medical insurance premiums (for details, please refer to local policies and regulations).

3. Unemployment insurance Unemployment insurance premiums are paid jointly by the unit and the individual employee.

Payment is made according to the payment base.

Taking Beijing as an example, the payment ratio is 1%, the unit payment ratio is 0.8%, and the individual payment ratio is 0.2%.

4. Work-related injury insurance: Work-related injury insurance premiums are paid according to the insurance base and are paid in full by the company.

If the expenses required to treat work-related injuries comply with the work-related injury insurance diagnosis and treatment item catalog, work-related injury insurance drug list, and work-related injury insurance hospitalization service standards, they shall be paid from the work-related injury insurance fund.

5. Maternity insurance Maternity insurance premiums are paid according to the insurance base and are paid in full by the company.

The spouse of a male employee who participates in maternity insurance does not have an employer and complies with the family planning policy, and will enjoy maternity subsidy based on 50% of the prescribed maternity medical expenses; if the spouse of a male employee who participates in maternity insurance has an employer but does not participate in maternity insurance, the spouse will receive maternity subsidy.

The insurance fund will not pay corresponding medical expenses and other maternity insurance benefits.

6. Housing Provident Fund Housing provident fund refers to the long-term housing deposits made by state agencies, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social groups and their employees.

savings.

Extension information Maternity insurance is a social insurance system in which the state and society provide medical services, maternity benefits and maternity leave when pregnant and childbirth female workers temporarily interrupt their labor through legislation. The state or society pays attention to maternity.

A social insurance system that provides necessary economic compensation and medical care to employees.

Maternity insurance benefits in my country mainly include two items.

One is maternity allowance, and the other is maternity medical treatment.

The Ministry of Human Resources and Social Security's "Maternity Insurance Measures (Draft for Solicitation of Comments)" has been open to the public for public comment since November 20, 2012.

The opinion draft makes it clear that maternity insurance benefits will no longer be limited to household registration, and units that do not pay maternity insurance will have to pay maternity fees.