1, the fund also changes with the stock market and economic trends. If there is economic stagnation, financial crisis, war, earthquake or other unstable factors in the world, the income of the fund will certainly be greatly affected.

2. Funds are operated by people, and there are operational risks and moral risks when people operate. No matter how strict the regulatory measures are, there will always be loopholes, not to mention funds. Fund companies go bankrupt every year in the world.

3, the company's business philosophy, the vision and level of managers. After all, people like Soros are a minority, and there are not many investment experts who can make money for free, so the performance of different fund companies varies greatly. The better the operation, the higher the income and the higher the capital income. On the other hand, it is best to choose managers of fund companies who have experienced the whole process of bear market shock and bull market development, that is to say, they have seen big waves and washed sand. Investment is risky, and the higher the return, the greater the risk.