Extended data:
Financial products are products designed and issued by commercial banks and formal financial institutions themselves. The raised funds are put into the relevant financial markets according to the product contracts, and the relevant financial products are purchased, and the investment income is distributed to investors according to the contract.
Compared with the tepid insurance market, income insurance has been sought after by people once it is launched. Generally, there are many types of income insurance, which not only has the most basic protection function of insurance, but also can bring investors a lot of income, which can be described as a win-win situation for protection and investment. Therefore, the purchase of income insurance is expected to become a new hot spot for personal investment and financial management.
Insurance is a financial umbrella, which allows families to hand over risks to insurance companies. Even in case of accidents, families can maintain their basic quality of life. Insurance investment may not be the most important in family investment activities, but it is the most necessary.
The main motives of ordinary people to take out insurance are: to buy a long-term reassurance (to prevent accidents in family life), to be more prepared for the dangers in life (to prevent future risks), to raise children for old age and not to take out insurance. There are many kinds of insurance for urban and rural residents in China, mainly including property insurance and personal insurance.
Family property insurance is an insurance used to compensate for material and economic losses. Family property insurance involving individuals includes: family property insurance, family property burglary insurance, family property endowment insurance, and all kinds of agricultural breeding insurance. Life insurance is a kind of insurance that pays insurance money for life, old age, illness, death and unemployment. There are mainly endowment insurance series, return insurance series and personal accident insurance series.
Since the successful issuance of the first batch of closed-end funds in 1997, the funds have been highly praised by domestic individual investors. By the end of 20 12, funds have obviously surpassed deposits and become the top priority in many aspects of investment and financial management. According to relevant data, the net value of domestic funds has reached more than 200 billion yuan. According to the survey, in 20 13 years, many investors are still very optimistic about the advantages and characteristics of the fund, such as stable income and low risk, hoping to obtain ideal income through the investment of the fund.