The redemption rate varies with the holding time of the fund. If the holding time is less than 7 days, the redemption rate is 65438+ 0.50% of the redemption amount; If it is held for more than 7 days but not more than 1 year, the redemption rate is 0.5%; If the holding time is longer than 1 year and less than 2 years, the redemption rate is 0.25%; If it has been held for more than 2 years, the redemption rate is 0. In addition, each fund product may be different, and the redemption rate may not be completely set according to the standard.

The calculation formula is: total redemption amount = number of redemption shares × net value of fund shares on the redemption day (1); Redemption fee = total redemption amount × redemption rate (2); Redemption amount = total redemption amount-redemption fee (3); The redemption amount is multiplied by the net value of the fund share on the application date according to the actually confirmed effective redemption share, and the corresponding expenses are deducted, rounded to two decimal places, and the assets represented by the rounded part belong to the Fund.

1. Holding period and redemption rate are generally charged as follows: within 0 years1.5%; 1 year or more -2 years 0.25%; More than 2 years (note: in terms of redemption fee, 1 year means 365 days, and 2 years means 730 days. Redemption, also known as repurchase, is aimed at open-end funds. Investors directly or through an agency request the fund management company to withdraw part or all of the investment from the fund and remit the repurchase money to the investor's account.

2. What people usually call funds mainly refers to securities investment funds. The redemption fee of the Fund is collected when investors redeem the fund shares, and the balance after deducting marketing, registration fees and other handling fees belongs to the fund property. 25% of the redemption fee of the Fund belongs to the property of the Fund. The fund redemption rate is not higher than 0.5%, which decreases with the increase of holding period.

3. Different types of funds have different holding times and different redemption fees. The redemption cost of stock funds and bond funds is relatively high, and the redemption within 7 days is generally 1.5%, while the risk of short-term financial funds and money funds is low, and the cost of funds is also very low, so basically these two types of funds do not charge subscription fees and redemption fees. From the time the Fund is held, the redemption rate is 1.5% for 0-7 days, 0.75% for 7 days to one year, and 0.25% for one year to two years. No redemption fee is charged for holding the Fund for more than 2 years. Let me explain here that one year is 365 days and two years is 730 days.