Many people who have just invested in funds have a doubt. They will think that funds are similar to stocks, and whether they can increase their income by buying low and selling high through day trading is not the case. Fund investment is a kind of investment suitable for medium and long term. Fund companies will adjust and optimize their securities according to the changes in the actual situation of the industry or company in order to obtain more stable income. Therefore, the fund is not suitable for frequent band operations. Day trading of funds easily leads to three problems: fees push up costs; the costs in fund transactions will reduce the income of funds. If it is a long-term investment, the handling fee for fund transactions will be lower, and the longer some bond funds are held, the lower the handling fee will be. However, trading this stock fund on a daily basis will greatly increase the handling fee of the fund. The cost of trading four times a year is different from the cost of trading 12 times a year, not to mention that some investors even want to trade every day, even if something happens.

The more you do, the more mistakes you make: instead of being diligent in fund investment, you can say that "less is more". The fewer transactions, the more opportunities you have to make profits. The importance of patience in financial investment is often overlooked, but patience is an indispensable quality in fund investment. The liquidity of stock funds is not as good as that of stock and money funds. Equity funds may miss opportunities if they trade frequently. The opportunity has come, and your funds may be on the way to redemption. It is better to wait patiently for the opportunity. Affect the investment mentality: investors who frequently buy and sell stock funds generally lack patience or have the mentality of getting rich overnight. Once they find that the fund is not profitable in the short term, they will redeem their positions and then fall into a vicious circle, with more and more losses and worse mentality. If they invest in funds in their spare time, it will even affect their mentality at normal work, leading to poor investment and negative impact on normal work.