T+2 refers to the trading day plus 2 working days, that is, within the second working day after submitting the fund redemption application. For example, if you submit a fund redemption application on Monday, your redemption money will generally arrive around Wednesday.
However, it should be noted that the time of fund redemption may be affected by some factors. For example, in case of legal holidays or weekends, the redemption time may be delayed. In addition, if the redemption application of fund products is large, it may also lead to the extension of the arrival time.
So, how to get the redemption money as soon as possible? Here are some suggestions:
1. Select the quick redemption product. Some fund companies provide quick redemption service, investors can choose this kind of products to invest, and the redemption money will arrive faster.
2. Pay attention to fund company announcements. If the fund company has system maintenance or other abnormal conditions, it may affect the redemption time of the fund. Investors can keep abreast of the relevant situation by paying attention to the announcements of fund companies.
3. Plan the exchange time in advance. If investors plan the redemption time in advance, the uncertainty of redemption time can be avoided. For example, if you need to use the redemption money to pay a certain fee, you can apply for redemption in advance to ensure that the arrival time is consistent with the payment time.
Finally, investors should be reminded that when redeeming funds, they should carefully read the fund contract and relevant regulations, understand the redemption fees, taxes and other related information, and avoid unnecessary losses. At the same time, investors should also pay attention to risk management and invest carefully to avoid financial losses caused by investment risks.