Funds with stock restrictions are generally between 30% and 95%. Even if the fund manager is not optimistic about the stock market, he must hold a certain share of the stock. The fund is to hand over the money to the fund company for management. He helps you manage your money. He invested your money in stocks and bonds. After the fund manager operates, you can make a profit, which means that he helps you win the trust and saves you the trouble of selecting stocks, buying stocks and selling stocks.