You should pay attention to many aspects such as chasing ups and downs, fund handling fees, fixed investment cycle, dividend model, etc. However, you must also be aware of risks when making fixed investment in funds. It is not a guaranteed profit.

Fund fixed investment is a method of investment and financial management favored by many people. It invests a fixed amount at a specified time, but the net value of the invested fund is constantly changing. Therefore, after investing the fixed capital, the fund purchased The shares are not the same. If the net value of the fund is low, you will buy more shares. If the net value is high, you will buy fewer shares. But you must persist in making fixed investment in the fund. You cannot chase the rise and kill the fall, otherwise it will be difficult to obtain. income.

1. Fund handling fees

When making fixed investment funds, you must pay attention to the handling fees of the fund, because most fixed investment funds require certain procedures to be paid when subscribing. Fees, this handling fee will be allocated to the amount of investment. Different channels have different handling fees for fund fixed investment. Different fund subscriptions also have different handling fees. Therefore, when choosing a fund sales channel and fund, be sure to check its handling fees. Compare and choose the fund fixed investment product that best suits you.

2. Fund’s fixed investment cycle

Fund fixed investment is a long-term financial management method, so you must insist on paying attention to its fixed investment cycle when choosing this product. Only by doing Only mid- to long-term fixed investment can obtain expected returns. If the period of fixed investment is relatively short, it is difficult to obtain ideal returns. However, the longer the period of fixed investment, the better. You must always pay attention to changes in the net value of the fund and stop the investment in a timely manner at the appropriate period. Make a profit and let the investment costs fall into your pocket.

3. Fund’s dividend method

When choosing a fund for fixed investment, you should also pay attention to the fund’s dividend method. Currently, there are two different dividend methods for fund fixed investment: cash dividend and dividend reinvestment. Method, dividend reinvestment is to continue to participate in investment in the form of fund shares after cashing in dividends, while cash dividends can be directly transferred to the investor's account and can be used to withdraw cash, but relatively speaking, dividend reinvestment It is better to distribute cash dividends as a dividend method, as it can make the fund's fixed investment returns higher.